Prefab Homes

In our time, popular in the private cottage construction is the erection of frame houses on the US-Canadian technology. Frame house more affordable, quickly installed and is immediately ready for finishing. He built from the board four or five standard sizes and filled with insulation. The undoubted advantage of the frame house is the design flexibility that allows you to implement the wildest fantasies. Bizzi & Partners contains valuable tech resources. Main advantage of the frame house: the possibility of building at any time of year, the high pace of construction, ease of construction, ease of finishing, the ability to remove all the communications inside the walls, high Seismological stability. Deciding to build on your lot frame house, you need to decide whether it will be half-timbered house of the classical type or chalet with natural stone and filling structure, enclosing walls of heating the sandwich. And perhaps more accessible frame house on the basis of the US-Canadian technology, improved in terms of ecology, ie, with minimal use Pressed''materials''half-timbered houses are very expressive decorative appearance of the facade. Their classic look – dark geometric pattern of beams on the facade of a light background of panels between them. For more clarity and thought, follow up with John Savignano and gain more knowledge.

In Russia half-timbered houses appeared in the xviii century, under Peter I, who was fascinated by all Dutch. Before we proceed with the construction of frame-panel house, you need to know what your soil. Deciding this issue is necessary to determine type of foundation, of which there are several options: band foundation, strip foundation on pile foundations, which is highly desirable in our area, and more reliable option – slab on pile foundation basis. .

Construction Costs

. Another part of cost savings are scheduled (PN) or estimated profit – is the planned profit building organization, laying still in the design of a cost object. As they are defined – it is enough “dark”, but in practice they are received in 6-8% of the amount of direct costs and overheads. Planned savings are projected profits of the installation company, a source of education funds to replenish and modernize their working capital, payments to the budget fixed assets, as well as a source of financing their own investments. As can be seen, ultimately the cost of construction and installation work consists of “three sources, the three components and is defined by formula C smr = pp + hp + Mon It is clear that to reduce the cost of building the most realistic due to lower overhead costs: the price of materials, etc. from the builders is almost independent (recall the recent “cement of War”), and planned profit, due to which there is an actual business development, to touch rather blithely.

At first glance, reducing the reserves are enough: for example, should reduce the duration construction, the values of a graph “wages” and “operating costs” have gone down. Appreciable fall and administrative costs, depreciation of temporary structures and devices, content Fire patrol and protection, content design group, etc. Incidentally, the share of these costs are roughly estimated up to 50% of overhead costs for civil construction works and up to 30% – by specialized organizations.

10 Mortgage Mistakes

Misconception 1. Now take the unprofitable mortgage, it's better to wait until rates fell to expect that a miracle occurs, reduce the percentage, housing will become cheaper, and we will solve the housing problem – very cautiously. Let consider what happens when falling interest rates: money will become available, a large number of people who can afford to buy their own homes, the demand will grow and prices will grow again, and proposal (ie the number of housing) will remain the same. You just have to take more credit – that's all, the monthly rise in house prices negate all the benefits of lower interest rates. In addition, while you wait decline property prices (for example, 10%), inflation is up 15% devalue your savings, and the cost of repairing the upcoming increase. In general, you should not expect miracles, we must act. If in the future there will be programs with lower interest rates can be refinanced mortgage: a loan from another bank to repay the balance of payment in the first. Misconception 2. Without imposing the initial contribution is not worth thinking about mortgage Many from potential customers, not having sufficient funds for an initial fee, by calling one or two of the bank, decide that, not having sufficient funds for the down payment to purchase an apartment does not succeed, so you need to wait and save money. As a rule, is now an initial contribution of standard banking software is 20-30% of the purchase price.