The price of issue The first thing that hamstrung the dream of a St. Petersburg apartment – is the price. Click Robert J. Shiller to learn more. If we talk about elite apartments in the city center, they can afford only the very wealthy people. Are there any prospects for ordinary citizens and what? Most affordable in St. Petersburg today declared an apartment in new homes and neighborhoods on the outskirts of the city, rather than the secondary market. Typically, this mini-camps in the immediate vicinity of the end Metro stations with modern communication systems, its own infrastructure – shops, schools, nurseries, parking lots. Thrifty owners unexpectedly winning: instead of a noisy, dusty, bustling center of it fall in the green zone. Who buys If you see the statistics of Realtors, the pattern of demand for property has been amazing.
Most apartment buyers – people in middle age, wealth, workers and employees. Of these, more than 20% Housing in Saint Petersburg are buying it from other cities. How can a simple Russian citizens with very moderate means to own residential property in St. Petersburg? Lucky for those who are starting capital – an apartment in the region. Save to pay off the difference in cost is usually attainable goal. The scheme, however, buying a new apartment, even the "economy class", hardly anyone expects to purchase for cash. Mortgage for abroad has long been the main way of purchasing their own homes.
As for St. Petersburg, but today the city has several schemes for mortgage lending. The most common – is a tripartite agreement with the seller, buyer and bank. Acquired property is for a bank guarantee of money back. In the presence of the buyer's own apartment – for example, in the region – the bank may extend credit secured by available real estate. For buyers of housing under construction, some banks offer mortgages with registration scheme contract crediting the equity, followed by the conclusion of a tripartite mortgage agreement.
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