Author: brians

Banks and Real Estate

If your budget is by all indications is similar to the deficit, correctly and efficiently will be from the hands of a simple ad with a sense of: "Hire an apartment on your own terms." Tube of glue and walks of interest to residential quarter results will not keep long in coming. Relevant to perplex his "homeless" friends, relatives and friends. Quite possibly, the grandmother of one of his friends long aspired to rent an apartment inexpensively, but only recommendations. Rental housing in the real estate agency. As the advertisement: "Not all yogurts are created equal", with real estate agencies the situation is similar. A good specialist for the work will take at least 50% of the monthly the cost of rent. Suspect will be a proposal to find a residence for two thousand rubles, still suspicious – if you will be asked first of all to pay the agency fee in advance.

Referring to the agency real estate, read the bank offers apartments, the so-called "database". The quantity and quality of proposals is not difficult to evaluate the possibilities and the level of the company. Will not result in the treatment of high-end rental department housing and suburban property with a question to remove a cheap apartment, believe in the word. A solid and reputable real estate company will give you all documentation, as well as clear and transparent mark the conditions of cooperation. Naturally, neither of which Prepaid and bonuses to the agent before processing the transaction will not be speech. General also recommended for those wishing to rent an apartment when you contact the real estate agency will provide advice in advance to worry about their future place of residence. Check with the manager of rental apartments for the desired location of the apartment (search area), check and fix the wishes and requirements for premises, complete with furniture and household techniques, as well as satisfying the parameters of the technical state of your future flats. Rent an apartment alone or confused about finding housing in the rental agent – you decide! I want to note that knowledge of these simple rules would reduce risks to meet with the crooks in the market rent.

Regions If

The sale of properties in the secondary market takes up to 17 months (10 in 2009) Positive is the fact that the number of objects that are sold for 500 units exceeds the number of objects moving in a base of sales (1500 and 1000 the rate of 1 areas in the Greater Lisbon). This is indicative of the fact that the oversupply in the market gradually absorbed. The main players in the market are real estate agency Remax, Era, Century21 and the union Comprarcasa. Prices When you look at prices in the prime segment, then by average European standards, a Portuguese real estate is very decent looks. Prices in neighboring Spain, approximately 40% higher. (Table at right).

At the same time if you start from the data published by the Portuguese Institute of Statistics based on the assessment of banking institutions * Average price square meter property in Portugal in the 1 st quarter of 2010 amounted to 1,189.00 euros. As can be seen in the diagram constructed on the stat. This price has passed its minimum in the 1 st quarter of 2009 and since that time show an increasing trend. Average price m Euro Apartments Property in the average home Regions If we take the weighted average price per square meter to 100%, and build a map (right), then we will see the most vivid colors in areas of Lisbon, Algarve and Madeira. Weighted average cost here is 25-30% higher than the national average.

North-eastern region bordering Spain – represent the lowest prices. Prices per square meter in the capital – Lisbon -2039.00 Euro, Porto 1,452.00 euros. As can be seen at Porto and Lisbon will compete with for the title of the capital – the cost of housing is considerably inferior. To be more specific example is in the Alentejo or too Montesh You can buy a decent house for 50 000, same time on the Cascais line or in the Algarve, you’ll pay twice as much just for a sea view. The vast majority of buyers of Portuguese property acquired with the use of bank credit. So on a per capita Lisbon accounts for about 9000 euro loan for real estate in absolute terms. If we talk about buyers foreigners, then they were before the crisis, the British and the Germans. British pensioners happy to choose the Algarve for life for several reasons – the low level of consumer prices, climate, tranquility, among others. Russian bought a resort property that was where to go to rest. But lately, the Russians have also become legible. Their interested in housing as an investment option with a guaranteed income: month rest, the remaining time to receive dividends. Trends debt crisis that shook the southern European countries of course could not affect the value of the property. And most likely in the 2 nd and 3 rd quarter, we will see some decline in property prices in Portugal. However, as experts say – such a reduction may be in a segment of the middle class. Housing premium is less subject to fluctuations – luxury villas on the sea is always a price. As an example – the Portuguese Riviera. Houses and apartments in Estoril and Cascais to the beginning of the crisis is not cheaper. Builders confident that they can sell them so.

Table Unit

In unit operational IF, observed after extration of second edge of contribution, that visualized the expenses fixed of the operational units, that the same one did not get a positive result, due to its percentages of fixed expenses to be of 75,50% of its invoiced total. The administration must analyze other data to verify if she compensates to keep this unit, therefore its fixed expenses are above of the waited one so that the same one if keeps. Operational unit BA also has one second edge of delicate contribution, therefore it only brings of return 7.83% of its invoicing, also had to its fixed cost to be above of the ideal. For the studied administration, the president says that the ideal is that each operational unit at least returns 15% from its invoicing. It says to be cliente that unit IF of result negative in relation to contracts fixed, however in analysis general, unit is important for image of company to be present in all States northeast, what makes with that the company obtains services in other areas, is the contractual ones, and even because, the employee placed in this operational unit, when it is not working for contracts, is used in unit BA and also in extra services in the State of Alagoas and sporadical in Pernambuco. The company also gives guarantee to the suppliers that its equipment commercializes and installs, what it makes necessary to have the employee placed in the State, therefore in case that not it it had, the supplier would not form partner in other regions of performance of the company In Table 6 had been analyzed the operational units horizontally, where if it verified the percentage of each one on the contractual invoicing and the item of bigger impacts in the fixed and changeable expenses. It was verified through this analysis that the operational unit that more contributed for the invoicing of contracts was the unit FOOT with 49,05% of contribution. .

Items To Keep In Mind Before Buying An Apartment

Buying an apartment complex is a fantastic investment that can generate hundreds or even thousands of dollars in no time. A popular investment strategy, especially for new investors is to buy an apartment shot down, badly managed with high tariff ceilings. Then you can hire one. a ste rate cap or ceiling cap is found by dividing the net operating income by the purchase price. The properties that are underperforming generally sell their apartments with a higher cap rate because there is an increased risk associated with them.

a stas properties need several changes in order to become a commercial property that is working to its full potential. There are two states that you must understand regarding the property: the state where it is located and the state in which they find after you have fixed the major problems. When you first found or presented to a property, be sure to ask for the statement of income and expenses. Much can be to analyze the number that is reported on a monthly, quarterly or yearly can even use it to see how it has played over time. You can see the gross incomes, expenses, net operating revenues and all objects that have to do with income and expenses, such as refrigerator rentals and pool maintenance, for example. Use this tool as a way to protect future income after the income increase, fill the empty space, transfer all costs to tenants and make the community a peaceful place to live.

Client

Before a packed auditorium, there were about 120 people, the anthropologist John Durston last Thursday gave a lecture on social capital, political patronage and regional social movement. His presence was part of the presentation of the “Launching the ARV Development Model – The paradigm Aysen Life Reserve (ARV) as an Alternative Development,” in which a group of organizations and citizens of the region have been moving in the last time as a local proposal. In his presentation, the researcher pointed to the obstacles that exist to bring about the changes you are looking for citizenship, one of which is the dependence of the grassroots leaders to the party structure. “The main obstacle to the creation of a social capital of an entire region is the party political patronage, which is the equation of favors for votes, something like a political market” Durston said, while noting that the studies conducted in field suggests that market relations are not only interpersonal, interclass. However, despite the inertia that is generated, “we have seen in recent years, various movements have emerged, including at local, communal, where there is turmoil or initiatives to begin to change.

So there can be a very rapid change, whose consequences are not predictable, “he concluded. It was with this conviction, as a way to break up a system that sequesters the citizen wills, the president of Codesa, Chible Miriam, told the process has proceeded to the paradigm shift from the base, from civil society. “The statement Aysen Life Reserve is a declaration of love to the Aysen Region, full of feelings toward the natural world, invisible, transcendent and discover. Full of affection towards other societies and to each of its members, full of hope for our common future “were his opening words. He said it is “a call ethical, moral, solidarity and universal cooperation, coherence and consistency in behaviors and actions of the State, enterprises and individuals. ” On the occasion of the coordinator of the initiative, Veronica Venegas, reported that the site is now available which is available to enable citizens to make their contributions to the construction of the collective model, for which the can register and upload information.

Alejandro del Pino, chairman of the Corporation Costa Carrera, explained the objectives, among which are systematizing the contents and rationale of the proposed development model, socializing, support, monitor and further initiatives that promote the realization of ARVs in the different fields and promote a network of local leaders who promote this paradigm of development locally and formulate initiatives and projects aimed at obtaining financial resources to enable the maintenance of the strategies and the achievement of the objectives of the project. For now, it is considered to work at ground to fulfill each of these goals. In hand, recognized the work of several people who from their different fields have worked for Aysen Life Reserve, as the director of subsidiary Codeff Aysen Peter Hastmann, Paola Bauerle Certification Council Firewood, July Meier Chamber of Tourism of Coyhaique and Martin Hartmann and Sergio Diaz of the National Association Young Tehuelches. The activity, which is the beginning of a work that is strengthened by the joint work of all stakeholders, attended symphonic quartet “Southern Wind” and the trio “Pair of Cuttlefish” composed by Richard Sepulveda, Jose Aguilar and Hugo Uribe.

Somerset House Lietzenburger

It had concluded that the old Shine in the Westend returned and helped to the Renaissance. An appreciation of the Kurfurstendamm shopping street has helped certainly rest. The revitalization is an enormous development potential that will benefit West for the next few years. Last but not least, innovative real estate provide companies like red dot properties for attractive projects to make the Western districts of Berlin for domestic and foreign investors and owner-occupiers. This focused dot red properties on exclusive residential investment projects in preferred areas of Berlin. The growing interest of foreign investors is the focus.

So, the project of Westend is terraces of red dot properties in the most beautiful part of Charlottenburg Palace for an additional revaluation of the region. Project Westend terraces the by the red dot properties distributed large project includes five stages with a total of five mansions, is a unique, terraced property, which is oriented towards the South West, are. On four floors are two exclusive two-to three-room apartments, which can be put together on request, as well as an or two penthouse apartments. More penthouses are through the roof of the beautiful building. When planning, alterations of facilities are of course. The completion is scheduled for the autumn 2013.

The mansion is built in the traditional architectural style without losing the character of a modern lifestyle from the eye – and offers floor-to-ceiling Windows and a spacious, light-flooded interior design, underfloor heating and real wood parquet. The living room is equipped with an open, modern open-plan kitchen area. In the sanitary area can find only premium brands use such as Villeroy & Boch, Duravit and Kaldeweit. Rheinberg is located the PL Park, a grade II listed total conditioning with children’s playgrounds and the Villa in the vicinity. Furthermore, Kita, a primary school and another, great are within walking Children’s playground is available. As Berlin Notting Hill “famed resort is located on the Imperial road and offers many shops, markets and restaurants.

Quality of House Building

What is the project file? Showing the initiative developed technological and economic feasibility to drastically reduce the environmental impact of buildings, improving comfort, livability and quality of life. How do you show? Housing built that achieves 97.4% reduction of CO2 emissions and 50% water consumption, which involved the know-how and practical commitment to sustainability than 40 companies and two universities internationally. What is the contribution of research group? treatment provides interior painting and color of the Sun-silicate mineral, along with the protection of wood with natural wood stains Livos. Decorative finishes, flame retardant, hygienic, anti-static and inhibitor of microorganisms without biocides, fungicides and other petroleum products capable of providing harmful or toxic substances to the applicator and in time the inhabitants of the house. The ecological profile throughout their life cycle (1 / 3 of the environmental impact of water-based paints) also involves a leap forward in improving the quality of life inside the home. Will we see results and build with these advantages? The prototype is located on the campus which will run for a year evaluating the data previously obtained in simulation software. The results will be available in real time on the Web LIMA is developed by a research group formed by private schools and universities of Catalonia and Germany with the participation of 40 companies located in Spain, Austria, Germany, France, Italy, Canada and Japan. LIMA is not a house, is a weapon to change the future and a shock feasible in times of crisis, able to give real impetus to the new generation of sustainable housing.

Sustainable Housing

Sustainable housing is a new proposal to build houses and various buildings, which mainly seeks to better use of natural resources, namely respect as far as possible the environment and the same way as is realized certain benefits for the building from the very nature, such as saving heating when the winter and air conditioning brother summer arrives, thanks to the conditions provided by the environment around the building, in other words can be said that eco-sustainable housing construction or bio-construction, thanks to the implementation of some technological advances in the architecture, resulting in the most of the environment. The implementation of sustainable housing, has been implemented more in the buildings for public use, with the lay-out of a construction which seek to maximize the natural components of there as of sustainable, since through certain conditions in such housing can save energy by allowing more light and generate a certain weather conditions indoors. The achievement of sustainable housing is largely due to environmental concerns, which found support in a variety of useful technological advances in architecture, leading to what is called the bio-climatic, with the bio-construction. So to achieve the establishment of sustainable housing, it is essential the previous study of soils and their characteristics, also the weather. With previous studies that are performed for the construction of sustainable housing, primarily seeks to make the same environment generate better conditions in sustainable housing, so the arrival of certain climatic seasons, the atmosphere inside the homes respond to this, so will not be as necessary to implement devices such as fans or air conditioners that perform a high consumption energy is added to this sustainable housing that also allow reuse of a resource as important as water, provide better lighting conditions in the implementation of certain instruments that help to channel and to reduce pollution emissions . As added to the significant benefits that mean sustainable housing for people and their homes, the green architecture and sensitive to the environment that is present in sustainable housing, manages to avoid strong shocks in nature, to find better environmental conditions from the same planning and construction, besides its main achievement is aimed at energy savings through reduced energy consumption. One of the important elements in sustainable housing is the presence of walls that collect energy from the source of the sun also heat panels to keep hot water and photovoltaic cells. Other technological features that help shape housing sustainable systems are passive solar energy collection and vents them from providing comfort..

the climate

It consists of the large central area covered by large spherical hinged arches settled to the ground. It is these elliptical arcs and finishing in the bottom two sloping lines tangent to the ellipse. These arches support straps that hold the very light rest of the deck. Given the climate of Valencia, has sought an effective ventilation, and for this purpose, besides the large skylight above, which also serves to exhaust fumes, there are large side windows that open and close electrically groups, which provide great ventilation to the space covered. Built into pieces in Madrid, this immense canopy was mounted on a work by notable mobile bridge over the tracks, on which was a powerful crane to raise and put in place the various parties …

“This great metal framework, was one of the great changes that took place the first project, which was raised with absolute simplicity and austerity, in total disagreement with the scale on which the building was raised. For this reason, it was a successful solution, station to provide a cover worthy of its masonry, which not only comply with certain functionality, but gave him a stronger character, more power and could be compared with the best of Spain and of course compete with the improvements that had been built so far other companies. Distribution or rather, the spatial and geometric composition of the building is very traditional, even well used within the historical development of railway architecture of foreign and domestic, for example in the Gare de l’Est in Paris by F. .

Evaluating the Tax Burden

One of the major problems that occur in the social reality of Spain, is the urban corruption in Spain which increasingly takes on greater proportions, leading to disproportionate action, what happens is that the percentages that come to public light are not they really are, show only a minimum percentage, but this problem is much bigger than you think, because its extension throughout the Spanish territory is very advanced, which can be easily identified by looking at the different urban projects of considerable size and involving a certain size, cases in which evidence is privileged conditions, convenience, favoritism, kickbacks, influence peddling, which would lead to the presence of urban corruption in Spain, since it clearly disobeys the social policies that seek to defend the social interests of citizens, such as housing, which is not consistent with the manipulation that occurs in the sector and leads to Only a few can enjoy good conditions in the activity. As for the spatial distribution of urban corruption in Spain, these are presented and multiplied throughout the country, but a higher proportion across the coast to the outskirts of major cities, because these areas are suitable for the construction and development projects and therefore have the greatest gains involved. The problem of urban corruption in Spain, has been generated by issues such as: One of the most severe and have greater impact on urban corruption in Spain, is the financing by the municipalities, which was generated as a result of decentralization in Spain, a situation that in turn generate a state of autonomy, so that the municipalities had to do more functions and services previously provided by central government. This led to the municipalities by the large amount of expenses that had to take, let behind the task of collecting taxes and devised an imaginative way of raising indirect taxes, which in other words means that municipalities determine which are the building land and which can not be. The attitude of the municipalities in the assessment of the ground to achieve its funding, I mean increasing the tax burden in a heterogeneous, which had as main consequence to bear the brunt of the municipal funding for families with mortgages that reached 30 to 40 years. The gender difference between the soils are developable and undeveloped, an increase of up to 20 times, so a lot of developers and builders began to pay the municipalities a lot of money, seeking to obtain the status of soil developable, but these large sums were promoters, last earned money coming from home buyers..