Property Prices in Moscow

Raising rates, of course, hardly anyone rejoice, but for mortgage borrowers are threatened and terrifying – collapse in property prices. In the light of forecasts of an imminent collapse of the price bubble, inflated by the Moscow housing market, which is really scared. Especially those who acquired the property on credit in 2007-2008, that is, at the peak of price increases. Following a serious incident value of the property may well be that laid flat valued less than the amount owed, then that could start trouble. "Changing the value of the collateral legislation is not regulated. But this law is not prohibited to include in the loan agreement provisions governing the relationship of the parties in the case of reducing the value of the pledged property "- explains Natalia Volkova. Thus, if your contract was listed an item on the reduced value of the collateral, the bank in this situation is entitled to bring a related claim. What exactly – Again, depends on the terms of the agreement with the bank, as the law scheme, which is bound by the lenders, not marked.

The Bank may be satisfied with the provision of additional security to not be covered by the guarantee amount or may demand early repayment of the loan. In the latter case, if the money for the full repayment of the debt you have not typed, there is only one option – to sue. "The borrower may declare that, although the value of the collateral declined and he is ready to provide additional security for the remaining amount, and therefore the bank has no reason to require repayment of all loans, "- says Diana Sork.

Construction Products Regulation

PCI provides explanations of performance on the BDB platform the PCI Augsburg GmbH supplies the building material retailers in good time all the necessary information, if the new construction products regulation to 1 July 2013 comes into force. The documents for the products of the PCI are the trading via a digital platform, which was created by the Federal Association of German building material dealers (BDB) in collaboration with BauDatenbank GmbH. Find out detailed opinions from leaders such as Professor Rita McGrath by clicking through. The platform combines the performance statements with other documents such as safety data sheets and item master data ubermittelten by the manufacturer. The data are recorded in the ERP system of trade. The customer orders a product, a link is, the documents downloaded and if desired also can be printed. In addition, each trader receives a CD with all performance statements until July 1, 2013 by the PCI.

Also on the website are the documents available: on the respective product page the link under downloads”directly to the Declaration of performance in PDF format. The construction products regulation supersedes the EC construction products directive (89/106/EEC) to July 1, 2013. According to EC construction products directive must currently for all construction products which fall under a harmonized European standard or a European technical approval (ETA) and carry a CE mark, an EC declaration of conformity”of the manufacturer are available, which confirms compliance with the norm or the ETA. With the entry into force of the construction products regulation (EU 305 / 2011), the CE labelling remains basically.

Modular Construction

ELA container realized functional systems with ambiance in temporary space systems demand causes are the investment willingness of the economy, construction – related and modernization projects, including large infrastructure projects in the framework of the energy revolution. Many installation activities associated with these investments. At placing the assemblers we have always in focus, that people feel comfortable in our residential and Office units,”says ELA CEO Gunter Albers. In the planning function, facilities and atmosphere, ELA took into account this requirement. Current examples of this are two major projects in the Netherlands. Here ELA total more than 2,000 room units are used. On the construction site for a deep water port, the ELA experts built 1,250 mobile rooms, of which 1,200 temporary accommodation for professionals from all over the world.

More 750 modules are available in a large project in the area of Eemshaven. The 1,250 containers for the construction of the deep water port were within made by eight months, transported and assembled on site. Thus each about eight container could be deployed at 160 days every day. Short internal routes, qualified, it is possible to plan complete container villages within a very short time and ready to set up us highly motivated employees and flexible product range”, says ELA CEO Gunter Albers. The 1,200 PA – one man hotel accommodations are fully equipped with shower, toilet, bed, Cabinet, Chair, table and cable TV. Also, a welcome center with reception, seating, Zeitungsshop, kitchen, and Office was built.

Smoking and washing facilities available are also the skilled workers. It was doing us very important, to create a good feeling environment also architecturally”, Albers says. The installers can relax as well outside of working hours in the PA areas, like in a good hotel. Eemshaven, the northernmost deep water port in the Netherlands, is currently the energy supply site for the entire Netherlands expanded. For these construction projects, more than 6,000 additional technicians are expected. Everywhere, where living room on time is required, the ELA containers are the optimal solution”, explains Hans Gatzemeier, head of quality management at ELA. The container modules can be placed in close proximity to the workplace and are fully equipped according to individual requirements. These include also the furniture, the heating or air conditioning of living – and sleeping containers for optimal well-being upon request. Also the colours of the walls and floor coverings can be customized by the customer upon request. The ELA furniture pool offers more features such as intrusion secured doors, a vestibule and a complete electrical installation as well as tables, chairs and cabinets. The ELA anti-theft represents another safety aspect of mobile spaces. In addition, the polyurethane rigid foam insulation, as well as the integrated ventilation system in the Windows make for a pleasant and healthy room climate. -The emsland family business PA has developed constantly the rental service and also the technique of space systems since 1972. With over 20,000 transportable units ELA container Park is now the largest in Europe. An own fleet of 50 special truck with loading crane ensures a safe transport and Assembly. 12 Sites, 35 field staff and a fleet of ELA’s own trucks ensure a short and fast delivery to any place.

Constructive Culture

How can an Executive to get professional help? Dr. Martin Hertkorn, coach in Berlin Center, told in this post by his experience in executive coaching and leadership training in Berlin. Both companies and non-profits are exposed to an ever-increasing complexity and dynamics. Here, the offer of the INQUA Institute for coaching Berlin with coaching and leadership workshop helps (in the following video you can have a short insight into the leadership workshop: the embedding of executives in the profit-driven economic system is in a two-way connection to the dynamics within the Organization, which are effective both at the structural level and at the micro level.) So, all employees are exposed to increasing demands. Coaching supports the executives to cope with this increasing complexity. It is all the more important to continuous conversion and development processes on a good management of the Organization to leave. Executives are in exposed to her role a huge responsibility.

A leadership training is the development of leadership skills. This competence is not self-evident, but requires a high degree of responsibility and awareness of roles, as well as a good balance between autocratic leadership and cooperation. And it is to learn. The leadership must ensure a future development of the company and on the other hand, she may lose employees not from the eyes. Here’s the coach Berlin, Dr.

Martin Hertkorn, a possible point of contact. Through his leadership coaching, he supports employees in the professional context. The question of what makes a good leader, is not per se to answer. Different leaders have different management styles. So it is for executives to live a leadership style of both their nature is, as also the well-being of the Organization and its employees. Harrison Owen describes in his book, the spirit of leadership”(Heidelberg 2001) with regard to a culture of constructive leadership several screws, to adjust it to measure adequately in a regarded: Control vs. self-organization: the guide is based on control or reliance on the personal responsibility of the employees? Tactics vs. authenticity: communicates tactfully and the role as supervisor in accordance with the leadership or get the employees to feel every whim of the Executive? Partners of vs. superior: the leadership as collegial and cooperative advisors or formally distanced authority is reflected? Recognition vs. criticism: a culture of recognition is being lived by the executives or employees for granted will be accepted and commented only in the form of negative feedback? Vision vs. operational day-to-day business: is lost the leadership in visions and neglected by the concrete concerns of everyday business or absorbs the day-to-day that total energy executives? Can these dimensions as a guide at the Developing a culture of constructive leadership serve as she can be profiled for example in executive coaching or in a leadership workshop, say a leadership training. In framework of such coaching or leadership seminar executives using the external perspective can schools in their self-reflection by her coach and develop new opportunities in the development of leadership skills. Dr. Martin Hammed, INQUA Institute of coaching, Berlin

Multimedia Virtual Phone

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Artificial Stone

Recently, artificial stone products are gaining increasing popularity in everyday life of our apartments. It is made from a variety of products used to manufacture furniture, such as countertops for kitchen furniture, countertops bar counters, windowsills, kitchen sinks and bathroom furniture. Due to its lightness and ease of maintenance, artificial stone is one of the best materials for making solid surfaces. Artificial stone is made from environmentally friendly material, it almost does not absorb water, grease, dirt, does not emit toxins and other harmful substances. The most common brands artificial stone are: Corian (producer Du Pont, USA), Montelli (producer Du Pont, China), Rausolid (manufacturer Rehau, Germany), Polystone (producer Polystone Zhuhai Co., Ltd, China), Staron (manufacturer Samsung Cheil Industries Inc , Korea), Hi-Macs (manufacturer LG Chem, South Korea).

Regulation care products from artificial stone are fairly simple and does not require any special skills. Subject to the terms of the basic techniques of surface cleaning countertops, sinks or other product from this material it will last you a long time, and All this time will be pleasing to the eye pristine beauty. Despite the fact that the artificial stone is sufficiently resistant to high temperatures, yet it is not necessary to check its special strength and thermal stress. Pots and pans taken directly from the stove, countertop and can not survive. You do not want to appear on the table bug? Enough, as always, use a small metal and wooden supports under the hot. Also do not cut foods directly on the countertop.

Malaga Visit

A taxi or private transfer, is a service most resembling a taxi public, but where you can choose the model of car, or even from the same website or phone we can ask for a minibus to share with other people to cut costs, you can pay in advance contratandolo for a date specified knowing the amount ahead.The typical transfer we can see picking up people from the hotels is a clear example of private taxi. Clarified this, proceed to disable the comments to avoid confusion, since they can not be deleted and some can lead to confusion. Recommendation of transport the main reason why I advise the use a transport more direct, as it may be to rent a car or a shared minibus; in my case at least, and more when I have baggage and it is very hot, as it can be in the summer is that I prefer to arrive as soon as possible to my hotel or apartment and avoid crowds of people, much more easy to be better. When it comes to take advantage of the trip to any destination, in this case Malaga use of a vehicle owned or shared allows you to visit sites such as Mijas Pueblo, whose views are spectacular to spend a day in Tarifa, visit Maro and plenty of places that otherwise resultarian prohibitive economically speaking, transportation or for that tardariamos in coming hours and discomfort if it is that we think on the bus. A greetings to all and hope who visit Malaga enjoy your stay, and there is much to see and do my last recommendation, the view from Mijas Pueblo of the Costa del Sol is spectacular, highly recommended. Original author and source of the article.

Petrobra Elias

After the agitation of the first night of carnival, Mariana contemplated of drawn of the apartment the first rays of the sun that scintillated on the mist formed for the encapeladas waves that beat in the rochedos of the break-sea. Suddenly the door of the room if opened and projected Elias, the husband, drunk, to the trambolhes. It entered, it erased the cigarette in the ash tray and tartamudeou: ‘ ‘ Mariana, will have some claim to make, writes in my agenda ‘ ‘ Badly it finished to speak, it harnessed in the carpet and it started to snore, exhaling nicotine and alcohol for all the pores. In silence, therefore wise person who any claim would be useless, gave of shoulders, was for the room to sleep, leaned over it half body is of the window, breathed pure air, looked at for the beach and saw some couples of boyfriends delivering themselves it the meandros of the sexuality. A blond one of voluminous long and seios hair instigated the partner, rummaging the hips and biting the inferior lip. Lying in ventral decubitus, a girl made sex with the boyfriend.

Excited with the appearance, Mariana was for the bed, undressed and passed to make afagos in same itself After the relaxation of that sublime moment, apanhou the remote control and bound tev: it passed a news article on the carnival in the Bahia. ‘ ‘ The carnival is a celebration of the meat, when the repressions and prohibitions of the normal life already do not exist, and suddenly all the pleasure forms are possveis’ ‘ , it said a folio. It passed of nine hours of the morning when the intercom trilou: he was the doorman of the building informing that the car which would take Elias to the airport had fond. Elias, competent engineer of a rendering company of services to Petrobra’s, would be two weeks, in high-sea, a platform of prospection of oil.

Dubai, Regarded As The City Of The Future

The city of Dubai, is located in the United Arab Emirates, is known as the city of the future. It is considered one of the most sought after tourist places of the world. What incredible and truly wonderful this city, is the way as mixing islam, modernity and opulence. For all this, and much more, websites of tourism as Dubai Hotels, have turned his sights towards this target. It is also known as Golden City. As a surprising city, any detail can surprise the tourists. The majority opinion, it seems a city from another world. As a curious, we can mention that 15% of cranes in the world are in Dubai, this is due to the city grows to giant steps.

One of the most spectacular hotels and possibly the biggest attraction of Dubai, is the luxury Burj al – Arab hotel, is built on an artificial island, it is the tallest hotel in the world, has a height of 321 metres, this hotel in Dubai, or as they say them Hotels in Dubai, is the the only hotel that has 7 stars, since it exceeds the luxury limetes and the sotisficacion. It has nine restaurants, being the to the Mahara, the most prominent, since it has a view underwater in the form of Aquarium. The hotel does not have standard rooms, for out of the ordinary, this has 202 double suites, in which the smallest measures 169 square meters. The artificial ski station: Ski Dubai, is another of its major tourist attractions. One of the ski resort is Interior, it is the largest in the world, like all attractions in Dubai.

Here tourists can feel like that they were skiing in the middle of the Alps, since it counts with all the necessary details. The Burj Dubai. Still has not completed its construction and is already ranked as highest in the world, the tower when the construction is completed, it will have 140 apartments, you will have 40% more height than in Taipei. This city has many places of tourist interest. All of them they are fantastic and are able to amaze visitors on each tour. Without going to any specific site, only the fact of Traverse City, is an incomparable experience. As we can see, this city has no limits in terms of its fabulous buildings. Hence that is the preferred destination for tourists looking for comfort and luxury.

Comfort And Warmth In The House

Modern engineering systems and structures added to our lives coziness and comfort. High quality plastic protects against noise, moisture and cold. He is so tolerant of other people that all external influences on it have no effect and he does not require painting and is very easy to clean. While it is not too old, he does not crack, we should not gloss over it and glue up. You may have guessed, we are talking about the plastic windows. How much comfort and peace of mind brought into our house these amazing designs. We no longer have to worry about the cold, on the drafts. We do not care at night background noise of cars.

Simplicity and ease of use. Huge selection of different shapes and colors emphasize your individuality. These designs are also additional protection against intruders. Contemporary material from which made the windows is not prone to adverse effects of moisture, cold, ultraviolet radiation. Therefore, it can easily be used in any climate. In our country, PVC windows are a relatively recent, and only in recent years they have become truly accessible to most people. Their popularity is growing rapidly.

Even new buildings have been build with built-in plastic windows. In the market there are many companies that offer the window Russians literally for everyone! Very popular in the past years, glazing of balconies and loggias. On a balcony or loggia creates an optimum microclimate, besides an additional area. Types of glazing may be different. New windows – a long-term and profitable investment, so If you have decided to refine the interior in their own house or apartment is better to see a specialist. Only he can choose the best options for the appearance of design and of course all the accompanying elements. The choice is yours!