Many times a person can have different debts with a financial institution, such as shares of mortgage, car loans, free investment, home, the receipts from credit card, a credit for vacation, so each turn generate more payment obligations by a single person with the same banking organization, which no doubt generate a lot of debts in terms of interest have different lending facilities and must find ways that serve to reduce the added cost to generate interest, to save a little more money and invest not in the interest payments on various product but one that is of lesser value. An excellent option to avoid extra costs generated by the willingness of many loan services, is the reunification of debts, where you can merge all the debts that have in one, which facilitate the cancellation of all such claims in a easy and comfortable, and thus over time may be eliminated all debts without major problems. No doubt the realization of reunification of debts is a great way to leave the troubles of too much debt, so the best thing is to know the conditions attached to the reunification of debts so you can take advantage of this financial figure. The reunification of debts is to direct all debts into one, with that first presents a reduction in the amount to be given in each period of partial cancellation of the various debts, which meant a greater willingness of capital and avoid being always limited for other consumption. For attaining this, what is done with the reunification of debts, is to bring together all the loans and pigs that had a particular period in a single debt and it extends a little longer, which is achieved by reducing the quota monthly for the summation of all previous debts, that is if before between all debts were to be paid 1,000 euros each period, with the reunification of debts that amount newspaper can be reduced to approximately 600 euros, which undoubtedly will give greater scope to take advantage of the money on other things. At the same time reducing the cancellation fee, also reduced the interest, through access to a lower interest rate, this with the idea that the increase of time of debt cancellation will not greatly increase the payment of interests that run over time. To access this type of financial figure must meet some essential requirements, such as homeownership, which act as the guarantee for the reunification of debts, this will be a change in many different credit debts for one loan mortgage; addition of homeownership, this must have a specific value in that place to cover credit and the mortgage finally have some time to implement, as an example you can request that the mortgage is 3 years.